Published: 2026-02-06T20:18:22.000Z
U.S. December Consumer Credit ends 2025 strongly
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December saw a much stronger than expected $24.0b increase in consumer credit, a further sign that the consumer maintained momentum at the end of 2025. Tuesday will see December retail sales released.
The rise was led by revolving credit, less prone than non-revolving credit to policy-generated shifts in student debt. Overall consumer credit saw the strongest rise since March 2025. Revolving credit saw the strongest rise since November 2023.
